Q. Let $f: R \rightarrow R$ satisfy the equation $f(x+y)=f(x) \cdot f(y)$ for all $x, y \in R$ and $f(x) \neq 0$ for any $x \in R .$ If the function $f$ is differentiable at $x=0$ and $f'(0)=3$, then $\displaystyle\lim_{h \rightarrow 0} \frac{1}{h}(f( h )-1)$ is equal to ____.
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